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ITM Card Management System

Power Your Card Business with a Smarter, More Agile Platform

ITM Card Management System (CMS) is a modern, end-to-end financial payments platform designed to help banks, fintechs, and processors issue and manage a full range of cards—virtual, digital, or physical—with unmatched efficiency and control.

Whether for retail or corporate customers, private-label or scheme-based products, ITM CMS delivers a customer-centric approach to card lifecycle management—from onboarding to reissuance and everything in between.

Redefining ATM Management

Evolve from Legacy to Leadership What an ATM Has Been: Limited functionality (balance inquiry, withdrawal, deposit) Legacy interfaces with outdated DOS-style screens Rigid protocols requiring

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The Power of Personalization

Transform ATMs into Smart Customer Engagement Channels In an increasingly competitive banking landscape, acquiring new customers—and retaining existing ones—is more challenging and costly than ever.

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Finding the Right Balance

Empower Your ATM Network to Deliver More—without Breaking the Bank As financial institutions shift toward digital-first strategies, self-service channels like ATMs remain critical customer touchpoints.

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ATM Maturity Model

The Role of the ATM Is Expanding — Are You Ready to Lead? ATMs have evolved far beyond basic cash dispensers. Today, they represent a

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